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Prepare for
your future
with OMB

Ready to start your financial journey? From checking & savings accounts to auto loans, we've got you covered. Here's everything you need to get started.

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Checking Accounts

Whether you're a teen looking to deposit a paycheck or a college student that needs to manage bills & track spending, we have the checking account for you. If you're over 18 you can open one yourself or, if you're still under 18, use a parent or guardian as a joint owner.

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Rewards Checking

Earn 5% cash back on your monthly debit card purchases, up to $10 every month. It's just $25 to open and has no minimum balance or monthly service charges.

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High Interest Checking

Let your money work for you with an account that earns 2.01% APY* on balances up to $25,000. Open one for as little as $25, plus no minimum balance or monthly service charges.

Account Perks

We make banking at OMB easy by offering the perks & features important to you.

Savings Accounts

Saving for college, a car, or just money to help you in the next stage of life? We have savings account options perfect for teens and young adults. If you're over 18 you can open one yourself or, if you're still under 18, use a parent or guardian as a joint owner.

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High Interest Savings

Earn more on your savings with this 1.00% APY* high interest savings account.

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Classic Savings

Save for whatever you need while earning interest with this classic account. Learn more

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Youth Savings

Get an intro to savings with this account designed for savers under 18.

What to Know About Saving

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Knowledge is power

By educating yourself now, you can be much more financially prepared later.

An OMB online checking account debit card

Debit Card Benefits

Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® network. Free for any OMB customer with a personal checking account.

  • Unlimited ATM withdrawals at any OMB or MoneyPass® ATM
  • Easily manage with our secure mobile apps
  • Register your card with Mastercard® SecureCode™ for added shopping security

Auto Loans: The Basics

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Enjoy the moment

Need to finance a vehicle purchase for that set of wheels you've got picked out? New or used, we'll get you where you want to go.

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.

Common Financial Terms & Their Definitions

  • Income: Money earned from working
  • Expense: Anything that costs money
  • Budget: A financial plan that breaks down how much to spend or save in a set time frame by category
  • Interest: Money earned on an accumulated balance (i.e. interest earned on a savings account) or money paid to finance a purchase (i.e. monthly interest payment on a car loan)
  • Credit: Money loaned to use now that must be paid back later
  • Maturity: The date on which the balance of something becomes due and the principal plus interest becomes payable
  • Mortgage: A loan used to buy property
  • Taxes: Fees paid to the government by individuals and businesses to fund public programs and government spending
  • Inflation: The rise in prices of goods and services over time; as inflation increases, purchasing power (how far money will go) decreases
  • Asset: Something owned, such as the money in a bank account or a house
  • Liability: Any debt that must be paid


Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

Download on the App StoreGet it on Google Play
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More help

What is my routing number?

OMB's routing number is 086518891.

Where can I find my account number?

What should I do if my debit card is lost or stolen?

How do I change or reset my online banking password?

What’s the difference between a secured and unsecured loan?

What types of credit products does OMB offer?

How does mobile banking work?

How do I order or replace my debit card?

What does it mean if I receive a hold on my account after I’ve made a deposit?

Not sure which account is right for you?