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OMB Rewards Checking

Earn 5% cash back* on qualifying debit card purchases with OMB Rewards Checking, a rewards checking account designed to help you get more from everyday spending. Enjoy convenient access to your money with online banking, mobile banking and a free Visa® debit card. With no monthly service fee and a $25 opening deposit, it’s an easy way to earn rewards on purchases you already make.

  • Rewards Rate: 5% cash back on monthly debit card purchases*

  • Minimum Deposit: $25

  • Minimum Balance: No minimum required

  • Monthly Fees: No monthly service fees

  • Debit Card: Free Visa® debit card included

Why Choose OMB Rewards Checking?

Turn everyday purchases into rewards while enjoying convenient digital banking tools and easy access to your money.

Image of the OMB Consumer debit card. Debit card has dark navy background with drop shapes in different colors such as teal lime and blue

Visa® Debit Card & Convenient ATM Access

Access your money whenever and wherever you need it with a free OMB Visa® debit card, secure digital tools and the nationwide surcharge-free MoneyPass® ATM network.

Your OMB Bank debit card makes everyday banking simple. Make purchases in-store or online, withdraw cash at thousands of MoneyPass® ATMs nationwide without surcharge fees and manage your card through digital banking. Added security features help protect your account while giving you convenient access to your funds 24/7.

KEY BENEFITS

Rewards Checking: How It Works

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MONEY IN THE BANK

Get cash back on your everyday purchases

From gas to groceries, get up to $10 monthly cash back on regular purchases made with your debit card.

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

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Money Tips

NEED HELP?

More help

What does it mean if I receive a hold on my account after I’ve made a deposit?

How do I place a stop payment on a personal check?

How do I change my address?

What should I do if my debit card is lost or stolen?

Where can I find my account number?

What is my routing number?

OMB's routing number is 086518891.