Rewards Checking: How It Works
You have several options to place money in your checking account using these sources:
- Visit a branch - You can visit any OMB branch and deposit cash or checks inside our lobbies or in our drive thrus.
- Online & mobile banking - You can transfer funds from existing OMB accounts or accounts at other financial institutions using either online banking or mobile banking. You can also deposit checks directly into your account using the remote check deposit feature in the OMB mobile banking app.
A cash back rewards account is a checking account that refunds a small portion of purchases made with a debit card if certain minimum conditions are met each month. For OMB's Rewards Checking account, those conditions are 12 debit card transactions and 1 direct deposit or ACH. If these conditions are met, you will earn 5% cash back on debit card purchases up to a total of $200 in debit card purchases or a maximum of $10.
No, opening a checking account does not affect your credit score.
If you suspect your account has fraudulent activity, please contact us directly at (417) 869-9000 as soon as possible.
Please visit any of our branch locations or contact us at (417) 869-9000 to dispute a transaction on your account.
Yes, you may close your checking account at any time without penalty. However, it is a good idea to make sure any recurring bill payments or direct deposits have been properly routed to new accounts before doing so.
Swiping Made Better
Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® ATM network. Free for any OMB customer with a personal checking account.
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
When to Take Over Finances for Your Parents
Learn when and how to manage aging parents' finances. Recognize the signs, foster open conversations and follow these practical steps for a smooth transition to ensure their financial well-being.
How Well Do You Know Your Pay Stub?
We all pay attention to our paycheck, but do you know all the information on your pay stub and why it’s important to understand?
Unlock the Power of Cash Flow with Invoice Financing
Unlock the potential of your business with OMB Bank's Invoice Financing Program. Access funds faster, improve cash flow and gain a competitive edge. Explore our streamlined process and personalized solutions best suited for a variety of sectors including energy, manufacturing, trucking, transportation staffing, medical, wholesale, distribution and business services.