OMB High Interest Checking
* APY = Annual Percentage Yield. APYs accurate as of 6/7/2022. $25 minimum deposit is required to open the OMB High Interest checking account. Reward Information: when your OMB High Interest checking account qualifications are met during a Monthly Qualification Cycle (MQC), the following rewards will be distributed to your account on the last day of the MQC. Balances up to $25,000 receive APY of 2.01%; and balances over $25,000 earn APY of 0.10%, resulting in a range from 0.48% to 2.01% APY depending on the account's balance. Plus, your OMB High Interest account will also receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees imposed by us and other financial institutions and incurred during the MQC in which you qualified.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Receipt of monthly electronic statements (eStatements) is a condition of this account. The OMB High Interest checking account qualifications to be met during a Monthly Qualification Cycle are to have:
- twelve (12) debit card transactions posted to your account, and;
- one (1) monthly Direct Deposit or ACH credit/debit posted to your account
When OMB High Interest checking account qualifications are not met during a Monthly Qualification Cycle (MQC), All balances earn APY of 0.01% and ATM withdrawal fees are not refunded.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day after the first day of the current statement cycle through close of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Limit one (1) account per social security number. If the account is closed, you will forfeit any rewards that have not been credited to your account. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
OMB Rewards Checking
$25 minimum deposit to open the OMB Rewards checking account. Reward information: when your OMB Rewards checking account qualifications are met during a Monthly Qualification Cycle (MQC), the following rewards will be distributed to your account on the last day of the MQC. You will receive 5.00% cash back up to a total of $200 on debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back may be earned per MQC. Plus, your OMB Rewards checking account will also receive reimbursements up to an aggregate total of $15 for nationwide ATM withdrawal fees imposed by us and other financial institutions and incurred during the MQC in which you qualified.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Receipt of monthly electronic statements (eStatements) is a condition of this account. The OMB Rewards checking account qualifications to be met during a Monthly Qualification Cycle are to have:
- twelve (12) debit card transactions posted to your account, and;
- one (1) monthly Direct Deposit or ACH credit/debit posted to your account
When OMB Rewards checking account qualifications are not met during a Monthly Qualification Cycle (MQC), rewards will not be credited to account and ATM withdrawal fees are not refunded.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day after the first day of the current statement cycle through close of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Limit one (1) account per social security number. If the account is closed, you will forfeit any rewards that have not been credited to your account. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
OMB Classic Checking
$100 minimum deposit is required to open the account. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
OMB High Interest Savings
* APY = Annual Percentage Yield. APYs accurate as of 6/7/2022. This account requires an OMB High Interest Checking or OMB Rewards Checking account. $25 minimum deposit is required to open the OMB High Interest Savings account and $25 minimum deposit is required to open the OMB High Interest / OMB Rewards checking accounts. Reward Information: OMB High Interest Savings account: Balances up to $100,000 receive APY of 1.00%; and balances over $100,000 earn 0.25% APY, resulting in a range from 0.63% to 1.00% APY depending on the account's balance. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply.
Qualification Information: "Monthly Qualification Cycle" means a period beginning one (1) business day after the first day of the current statement cycle through close of the current statement cycle. Rates are variable and may change after account is opened. Fees may reduce earnings. Limit one (1) account per social security number. The OMB High Interest Savings account has transaction limitations and does not allow more than eight (8) withdrawals or transfers per calendar month. If the account is closed, you will forfeit any interest that has not been credited to your account. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
OMB Classic Savings
$200 minimum deposit is required to open the OMB Classic Savings account. Maintain minimum balance of $200 to avoid $2 quarterly service charge. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements may apply. Rates are variable and may change after account is opened. Fees may reduce earnings. The OMB Classic Savings account has transaction limitations and does not allow more than eight (8) withdrawals or transfers per calendar month. If the account is closed, you will forfeit any interest that has not been credited to your account. Accounts are for personal use only. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
