Grow Your Savings Safely Over Time
There’s no need to go to Wall Street. Earn a higher rate than regular savings without risking your hard-earned money.
Certificates of deposit lock away cash at a competitive, fixed rate for a length of time you specify. Simply choose your term — as short as 3 months or as long as 6 years — to lock in your rate and enjoy the power of compounding interest.
Watch Your Savings Grow at OMB
Pro tip: Stagger the maturities of your CDs for added flexibility.
Everyone Likes to Feel Special
Our CD specials are designed to help you take advantage of the best rates available - but hurry, they're only for a limited time!
GREAT RATE
13 Month High-Yield Special
Our Current CD Rates
Open your OMB CD online in minutes!
Term/Compounding Frequency | Minimum Opening Deposit | Rate | APY* |
|---|---|---|---|
3 months/at maturity | $1,000 | 0.10% | 0.10% |
6 months/quarterly | $1,000 | 0.20% | 0.20% |
12 months/semi-annually | $1,000 | 0.45% | 0.45% |
18 months/semi-annually | $1,000 | 0.50% | 0.50% |
24 months/semi-annually | $1,000 | 0.60% | 0.60% |
36 months/semi-annually | $1,000 | 0.70% | 0.70% |
48 months/semi-annually | $1,000 | 0.70% | 0.70% |
60 months/semi-annually | $1,000 | 0.70% | 0.70% |
72 months/semi-annually | $1,000 | 0.80% | 0.80% |
Penalties may be assessed for early withdrawal. See disclosure for full details.
Plan for Anything
Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.
CDs Explained: How They Work
A proven way to save smarter
Financial institutions have been issuing certificates of deposit since the early 1800s. Even today, the safety that comes with a guaranteed rate of return for this term deposit account just can't be beat.
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
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