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OMB HIGH INTEREST CHECKING | OMB REWARDS CHECKING | OMB CLASSIC CHECKING |
|---|---|---|
BEST FOR HIGH BALANCES | BEST FOR DEBIT CARD TRANSACTIONS | BEST FOR THE BASICS |
Earn 2.01% APY* on balances up to $25,000 | Earn 5% cash back on debit card purchases up to $10 per month | Free online banking, mobile banking, bill pay, eStatements & debit card |
0.10% APY* on balances over $25,000 | Cash back earned on up to $200 in purchases monthly | No minimum balance & no service fees |
No minimum balance or monthly service fees. | Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)* | Unlimited withdrawals at OMB branches & 37,000 MoneyPass® ATMs nationwide |
Debit Card Benefits
Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® network. Free for any OMB checking customer.
- Unlimited ATM withdrawals at any OMB or MoneyPass® ATM
- Easily manage with our secure mobile apps
- Register your card with Mastercard® SecureCode™ for added shopping security
Plan for Anything
Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
MONEY TIPS
CVV Number: What It Is and Why It Matters
Wondering what the CVV on your debit or credit card means? Here’s how it works and why it adds an extra layer of security.
6 Simple Ways to Improve Your Financial Confidence
Financial confidence is built through clarity, planning, and steady habits—not perfection. By focusing on a few practical steps, you can reduce stress, make decisions with greater ease, and feel more in control of your financial future.
How to Plan for Large Purchases Without Going into Debt
Large purchases can be exciting, but they can also put pressure on your finances if not carefully planned. The good news is that with the right strategy, it’s possible to prepare for big expenses without relying on high-interest debt.