OMB Checking Accounts
Compare Our Accounts
OMB HIGH INTEREST CHECKING | OMB REWARDS CHECKING | OMB CLASSIC CHECKING |
|---|---|---|
BEST FOR HIGH BALANCES | BEST FOR DEBIT CARD TRANSACTIONS | BEST FOR THE BASICS |
Earn 2.01% APY* on balances up to $25,000 | Earn 5% cash back on debit card purchases up to $10 per month | Free online banking, mobile banking, bill pay, eStatements & debit card |
0.10% APY* on balances over $25,000 | Cash back earned on up to $200 in purchases monthly | No minimum balance & no service fees |
No minimum balance or monthly service fees. | Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)* | Unlimited withdrawals at OMB branches & 37,000 MoneyPass® ATMs nationwide |
You've never had a checking account like this.
Now investing is accessible for everyone and as simple as swiping your debit card with OMB Stock Rewards Checking. See how!
Debit Card Benefits
Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® network. Free for any OMB checking customer.
- Unlimited ATM withdrawals at any OMB or MoneyPass® ATM
- Easily manage with our secure mobile apps
- Register your card with Mastercard® SecureCode™ for added shopping security
Plan for Anything
Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
MONEY TIPS
The Basics of Interest Rates: How They Affect Loans and Savings
Interest rates may feel like just another number set by the Federal Reserve, but they ripple through nearly every aspect of personal finance.
Choosing Your Banking Partner in Kansas City and Beyond
Kansas City has options—make sure your bank is the right one. From mobile tools to community connection, here’s how to find a financial partner that works for you.
Payments Don’t Move Without People: How Backpack and OMBX Build With a People-First Mindset
Banking as a Service is more than just payment processing and risk management. It’s about true collaboration, a financial partner that gets it, and clear and honest communication.