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OMB HIGH INTEREST CHECKING | OMB REWARDS CHECKING | OMB CLASSIC CHECKING |
|---|---|---|
BEST FOR HIGH BALANCES | BEST FOR DEBIT CARD TRANSACTIONS | BEST FOR THE BASICS |
Earn 2.01% APY* on balances up to $25,000 | Earn 5% cash back on debit card purchases up to $10 per month | Free online banking, mobile banking, bill pay, eStatements & debit card |
0.10% APY* on balances over $25,000 | Cash back earned on up to $200 in purchases monthly | No minimum balance & no service fees |
No minimum balance or monthly service fees. | Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)* | Unlimited withdrawals at OMB branches & 37,000 MoneyPass® ATMs nationwide |
Debit Card Benefits
Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® network. Free for any OMB checking customer.
- Unlimited ATM withdrawals at any OMB or MoneyPass® ATM
- Easily manage with our secure mobile apps
- Register your card with Mastercard® SecureCode™ for added shopping security
Plan for Anything
Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
MONEY TIPS
How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.