Keep More of Your Money for Planned Medical Expenses
Save pre-tax dollars to pay for qualified medical expenses. Cash stored in a Health Savings Account earns a higher rate than standard savings — and you can withdraw money for health care costs as often as you like, tax-free.*
Tax deductions when you contribute to your account
Tax-free earnings through investment
Tax-free unlimited withdrawals for qualified medical, dental, vision expenses, and more*
Do you qualify for an HSA?
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
Health Savings Explained: How It Works
Risk-free savings for qualified medical expenses
Save up for health and medical expenses with tax-free contributions, plus earn interest, with an OMB Health Savings Account.
Swiping Made Better
Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® ATM network. Free for any OMB customer with a personal health savings account.
- Quick and convenient ATM withdrawals at any OMB or MoneyPass® ATM
- Easily manage with our secure mobile app
- Use for qualified medical expenses hassle-free
MONEY TIPS
The Basics of Interest Rates: How They Affect Loans and Savings
Interest rates may feel like just another number set by the Federal Reserve, but they ripple through nearly every aspect of personal finance.
Choosing Your Banking Partner in Kansas City and Beyond
Kansas City has options—make sure your bank is the right one. From mobile tools to community connection, here’s how to find a financial partner that works for you.
Payments Don’t Move Without People: How Backpack and OMBX Build With a People-First Mindset
Banking as a Service is more than just payment processing and risk management. It’s about true collaboration, a financial partner that gets it, and clear and honest communication.