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OMB has enjoyed a longstanding partnership with Missouri State University, fostering growth, innovation and success by supporting athletics, academics and the MSU community. We're proud to celebrate this shared commitment to excellence, shaping futures and building a brighter tomorrow.

OPEN ACCOUNT Find the Nearest Branch
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Checking, Savings & CDs to Help You Do More

No matter which personal banking account you choose, you'll also get local service and the convenience of a bank that's here for you 24/7 online and on your phone. And with online account opening, getting started has never been easier.

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Checking Accounts

Whether you prefer a high interest rate, cash back or stock rewards, we have an account that's just right for you.

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Savings Accounts

A major purchase, a rainy day, your retirement plans — whatever you’re saving for, we can help you get there.

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CDs

Certificates of Deposit (CDs) are an easy and risk-free way to give your savings a guaranteed lift.

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Money Market

Enjoy the liquidity of a checking account and the interest rates of a savings account in one versatile solution.

FINANCIAL FITNESS

Pro Tips with Jackie Stiles

OMB BearGarden x Humane Society of Southwest Missouri

In 2023, we chose the Humane Society of Southwest Missouri as our charitable organization to support. Part of entry into BearGarden was a donation to the shelter. We also had dogs available for adoption, foster applications, volunteer information, and more - plus our AMAZING OMB swag of course!

Because We Live Here, Too

We are committed to providing the best banking experience for our community and to help build a bright future for all.

Your Ticket to Success

From home loans to best-in-class digital banking, we have the tools and services to help you get ahead.

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Home Loans

Whether it's your first home or forever home, the OMB mortgage team is here to help.

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Digital Banking

The service you expect from a community bank meets the best online experience around.

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Private Banking

Our exclusive private banking program is designed to support your goals and celebrate your successes.

FOR STUDENTS
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Prepare for Your Future with OMB

Ready to start your financial journey? From checking & savings accounts to auto loans, we've got you covered.

And if you've got questions about banking, we've proudly dedicated an entire page of our site with helpful info just for students of all ages.

Here are some highlights to help you get started quickly:

FOR ALUMNI
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The Bank that Backs the Bears

From shareholders to account holders, OMB is proud to partner with Missouri State University and its alumni, actively contributing to the success of current and former Bears while celebrating the achievements of both the university and its accomplished graduates.

OMB offers these products & more in the communities we serve:

Our Familiar Faces

From every branch lobby to the executive team, every member of Team OMB is invested in making our communities better. One customer and one interaction at a time.

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.

MONEY TIPS

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Smiling man and woman holding a lime green OMB mug and looking at a tablet.

How Much Money Should You Keep in a Checking Account?

Most people don’t think twice about their checking account—but they should. Learn how much money you really need to keep in checking (hint: it’s probably less than you think) and what to look for in an account that pulls its weight

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Smiling African American couple looking at their phone and their OMB Stock Rewards Checking debit card

Unlock Your Financial Potential with Stock Rewards Checking from OMB

OMB Stock Rewards Checking is an innovative banking solution that allows customers to redeem their rewards for fractional shares of popular stocks every month. This revolutionary account is unlike any you’ve seen before, making stock market participation more accessible and inclusive for all.

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A hand placing a credit card into a chip reader terminal surrounded by shopping bags.

Why We Buy Things We Don’t Need

Understanding why we spend money can help us make better financial decisions, reduce unnecessary purchases and take control of our finances.

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NEED HELP?

More help

What other business services are offered at OMB?

What are the ACH services offered?

How does business mobile banking work?

How do I apply for a business checking account?

Does OMB offer remote deposit capture to business customers?

Who is OMB Bank?

OMB Bank is a community financial institution with approximately $1.4 billion in total assets that operates with a steadfast commitment to empowering the communities we serve.

Not sure which account is right for you?

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