Enjoy a High Rate with a Term that Fits Your Life
Certificates of deposit (CDs) are a dependable way to save, offering a guaranteed interest rate over a fixed term.
At OMB Bank, we help Kansas City savers grow their money with secure, predictable CD options and a range of term lengths designed to support both short-term goals and long-term plans:
- Earn 4.25% APY* on a 5-month CD
- Earn 4.15% APY* on a 7-month CD
- Earn 3.80% APY* on a 13-month CD
- Earn 3.50% APY* on a 27-month CD
- $1,000 minimum deposit
- No setup or maintenance fees
In addition to our CD specials, Kansas City savers can lock in 4.05% APY* on a 3-month or 9-month CD that automatically renew at market-leading board rate at maturity. Visit any of our KC branch locations to open yours today!
Checking Accounts
Whether you prefer a high interest rate, cash back or stock rewards, we have an account that's just right for you.
Savings Accounts
A major purchase, a rainy day, your retirement plans — whatever you’re saving for, we can help you get there.
CDs
Certificates of Deposit (CDs) are an easy and risk-free way to give your savings a guaranteed lift.
Money Market
Enjoy the liquidity of a checking account and the interest rates of a savings account in one versatile solution.
Everything Your Business Needs to Succeed
From small businesses to corporations, we have the tools to help your operation reach new heights.
Treasury Services
Take your business operations to new heights with Treasury Services at OMB.
Business Loans
You know how to run your business. Let our business loans team help with the rest.
Invoice Financing
Access your cash flow now with OMB’s industry-leading Invoice Financing Program.
SBA Loans
Just like the SBA, we believe in small businesses. Let us help make SBA loans work for you.
Level Up Your Business
Work directly with our experienced Treasury Services professionals to determine what banking products and services best suit your needs, plus make recommendations to help your business reach new heights.
Treasury Services at OMB offers these products & more:
- ACH origination including same-day & recurring payments
- Remote Deposit Capture
- Fraud protection with Positive Pay
- Insured Cash Sweep & CDARS
Start & Grow Your Business with the SBA
For everything from upgrading equipment and purchasing real estate to working capital for everyday expenses, count on an SBA-backed loan from OMB Bank.
Plus, as an SBA Preferred Lender, enjoy quicker processing times thanks to our SBA-granted authority to make final credit decisions on certain guaranteed loans. OMB is proud to offer the SBA's most popular loans for a wide range of business needs:
- Commercial real estate purchase
- Construction
- Business acquisition or expansion
- Equipment/inventory purchase
- Working capital
- Refinance debt
Meet Our Kansas City Team
From every branch lobby to the executive team, every member of Team OMB is invested in making our communities better. One customer and one interaction at a time. As a locally owned bank since 1999, we’re proud to say we know your name, know your story, and love your community — because it's our community, too.
Because We Live Here, Too
We are committed to providing the best banking experience for our community and to help build a bright future for all.
MONEY TIPS
CVV Number: What It Is and Why It Matters
Wondering what the CVV on your debit or credit card means? Here’s how it works and why it adds an extra layer of security.
6 Simple Ways to Improve Your Financial Confidence
Financial confidence is built through clarity, planning, and steady habits—not perfection. By focusing on a few practical steps, you can reduce stress, make decisions with greater ease, and feel more in control of your financial future.
How to Plan for Large Purchases Without Going into Debt
Large purchases can be exciting, but they can also put pressure on your finances if not carefully planned. The good news is that with the right strategy, it’s possible to prepare for big expenses without relying on high-interest debt.
NEED HELP?
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Who is OMB Bank?
OMB Bank is a community financial institution with approximately $1.4 billion in total assets that operates with a steadfast commitment to empowering the communities we serve.