Classic Checking: How It Works
Sometimes you don't need frills
Rewards and high interest can be great, but sometimes the necessities are all you need.
Swiping Made Better
Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® ATM network. Free for any OMB customer with a personal checking account.
Yes, you may close your checking account at any time without penalty. However, it is a good idea to make sure any recurring bill payments or direct deposits have been properly routed to new accounts before doing so.
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
MONEY TIPS
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.
The Basics of Interest Rates: How They Affect Loans and Savings
Interest rates may feel like just another number set by the Federal Reserve, but they ripple through nearly every aspect of personal finance.