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Youth Savings Account

Teach kids money skills with local-bank convenience.

  • For savers up to age 18

  • $20 initial deposit

  • Federally insured by FDIC up to $250,000

Father wearing a denim shirt is helping his son wearing a green shirt count money while putting it into an OMB piggy bank
Teen boy wearing a green shirt is looking at his phone

It's Never too Early to Learn to Save

Teach your kids that a dollar saved is a dollar...earning interest! Open this savings for kids account together — it just takes a minimum deposit of $20.

You can even waive the quarterly service fee by maintaining the low $20 minimum balance. Plus, free mobile banking lets you check on their cash even while you're on the go. Which is a good thing, because you're always on the go.

Why an OMB Youth Savings account?

Savings for kids and teens made easier with OMB

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

Download on the App StoreGet it on Google Play
Jack Henry Mobile app dashboard mockup

Youth Savings Explained: How It Works

Man and small son are sitting together on a couch looking at a phone

Teach money management

Help your child learn about smart money habits and financial responsibility early with a Youth Savings account.



Get More Help

What does it mean if I receive a hold on my account after I’ve made a deposit?

How do I place a stop payment on a personal check?

How do I change my address?

What should I do if my debit card is lost or stolen?

Where can I find my account number?

What is my routing number?

OMB's routing number is 086518891.

Not sure which account is right for you?