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Youth Savings Account

Help children and teens build smart saving habits with an OMB Youth Savings Account. Designed for savers age 18 and under, this account provides a safe place to save money while learning lifelong financial skills. With a low opening deposit and local support from OMB Bank, it’s an easy way to encourage financial responsibility from an early age.

  • Account Type: Savings account for children and teens age 18 and under

  • Opening Deposit: $20 minimum

  • Monthly Fee: No monthly fee when maintaining a $20 minimum balance*

  • FDIC Insurance: Deposits insured up to applicable FDIC limits

  • Availability: Open at any OMB Bank branch

Father wearing a denim shirt is helping his son wearing a green shirt count money while putting it into an OMB piggy bank
Teen boy wearing a green shirt is looking at his phone

Help Young Savers Get Started

Give children and teens a safe place to save while learning valuable financial skills they’ll use for years to come.

An OMB Youth Savings Account helps young savers learn the value of setting money aside, tracking progress toward goals and building healthy financial habits. Designed for children and teens age 18 and under, the account requires just a $20 opening deposit and no monthly service fee when a $20 minimum balance is maintained.* Parents can also monitor account activity through OMB Bank's convenient online and mobile banking services.

Why Choose OMB Youth Savings?

Give young savers the tools to build healthy financial habits while enjoying convenient banking features for the whole family.

Youth Savings Explained: How It Works

Man and small son are sitting together on a couch looking at a phone
SAVINGS FOR KIDS

Teach Money Management

Help your child learn about smart money habits and financial responsibility early with a Youth Savings account.

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

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MONEY TIPS

NEED HELP?

More help

What does it mean if I receive a hold on my account after I’ve made a deposit?

How do I place a stop payment on a personal check?

How do I change my address?

What should I do if my debit card is lost or stolen?

Where can I find my account number?

What is my routing number?

OMB's routing number is 086518891.