Early Payday

Early Payday gives you access to your funds up to two days early for eligible direct deposits. If we receive information from your payor that your deposit is on the way, you may be able to access the funds up to two days early automatically. We can do this because direct deposits have become common and routine, so the funds can be advanced before settlement actually occurs, resulting in early availability for ACH deposits into checking and savings accounts.

No! Early Payday is free for eligible customers who have direct deposits like paychecks and government payments to their OMB checking or savings account.

You can set up an alert to notify you when you receive a direct deposit. Use our free and convenient online banking tools, such as mobile alerts, to help you manage your account and see your balances.

No. Early availability is not guaranteed and may vary from deposit to deposit – including those from the same payor.

Whether we are able to provide early availability depends on when we receive the deposit information from the payor that the funds are on the way, any limitations set on the amount of early availability, and our standard fraud prevention procedures.