Frequently Asked Questions About Early Payday
Simple, Easy, Better
We’ve designed our digital tools and services with the user experience top-of mind. That’s why you’ll find our digital banking services to be user-friendly and simple to understand. With a polished interface and a customizable dashboard, you can keep your layout personalized and organized.

MONEY TIPS
How Much Money Should You Keep in a Checking Account?
Most people don’t think twice about their checking account—but they should. Learn how much money you really need to keep in checking (hint: it’s probably less than you think) and what to look for in an account that pulls its weight.
Unlock Your Financial Potential with Stock Rewards Checking from OMB
OMB Stock Rewards Checking is an innovative banking solution that allows customers to redeem their rewards for fractional shares of popular stocks every month. This revolutionary account is unlike any you’ve seen before, making stock market participation more accessible and inclusive for all.
Why We Buy Things We Don’t Need
Understanding why we spend money can help us make better financial decisions, reduce unnecessary purchases and take control of our finances.