Lock In Your CD Rate & Start Earning Today
Grow your savings with OMB Bank's high-yield certificates of deposit. Our CD rates are market competitive, FDIC insured and available in a range of flexible terms to help you meet your financial goals. Enjoy highly competitive standard rates now or act fast on our limited-time specials! Open your CD online or at any of our convenient branch locations with a simple, secure application process that lets you choose your term and get started in minutes. Minimum deposit: $1,000. No setup or maintenance fees.
SHORT TERM
5 Month CD Special
SHORT TERM
9 Month CD
SHORT TERM
3 Month CD
SHORT TERM
7 Month CD Special
MEDIUM TERM
13 Month CD Special
LONG TERM
27 Month CD Special
Banking Solutions for Every Stage
From everyday checking plus digital banking to home loans and treasury services, OMB Bank offers flexible solutions designed to fit how you bank today.
Checking Accounts
Simple, flexible checking options designed for how you spend, save and manage money.
Home Loans
Local expertise and personalized guidance for buying, building or refinancing a home.
Treasury Services
Cash management and treasury solutions that help businesses operate more efficiently.
Find Your Fit
Answer a few quick questions to find the right checking, savings or CD account for you.
Lady Bear Legend Jackie Stiles Shares Her Playbook for Financial Wins
The Missouri State University Hall of Famer knows what it takes to win — on the court and with your money. Now she's teamed up with OMB to show how our tools and products can help you take control, make smart moves and score big with your finances.
Banking Solutions Designed Around You
Whether you’re saving with competitive CDs, buying a home or managing a business, OMB Bank offers flexible banking solutions designed to meet you where you are.
From everyday checking and savings to home loans, business banking and treasury services, OMB Bank combines modern digital access with relationship-driven service. Explore your options, compare accounts or let us help you find the right fit.
Banking That Puts People First
Loans Built Around Real Needs
Whether you’re buying a home, growing a business or supporting an agricultural operation, OMB Bank offers lending solutions designed around your goals, timeline and long-term plans.
Home Loans
From first homes to refinancing, our mortgage team provides clear guidance and steady support through every step of the home loan process.
Business Loans
Support growth, operations and expansion with business financing shaped around how your company operates today and where you want it to go.
Ag Loans
Financing solutions for land, equipment and operations—built with an understanding of seasonal cycles and the long-term nature of agriculture.
Your Financial Roadmap for Every Life Stage
Explore practical steps, smart tools and key strategies to navigate major milestones—from first jobs to retirement and beyond.
Community Banking Made Better
MONEY TIPS
How Businesses Manage Cash, Payments, and Risk with Treasury Services
At OMB Bank, treasury services are more than sophisticated systems–they’re partnerships. It’s a dedicated team supporting your business and day-to-day operations, combining the strength and capability to handle complex relationships with the personalized service you expect from a community bank.
The Difference Between Credit and Debit Cards and When to Use Them
Smart card use involves tracking spending, understanding fees and using each card for its strengths. By making informed choices, you can manage your money effectively, protect your finances and even earn rewards.
HSA vs. FSA: What’s the Difference and Which One Is Right for You?
Healthcare expenses are inevitable - but overpaying in taxes doesn’t have to be.