OMB Bank Named an American Banker 2026 Top-Performing Bank
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Lock In Your CD Rate & Start Earning Today
All OMB Bank featured CDs can be opened online nationwide or at any OMB Bank branch.
| Term | APY* |
|---|---|
| 3 months | 4.05% |
| 7 months | 4.10% |
| 9 months | 4.15% |
| 13 months | 4.31% |
| 18 months | 4.31% |
| 27 months | 3.50% |
| Rates subject to change and accurate as of September 4, 2026. OMB Bank is a Missouri-based community bank offering nationwide online account opening and local branch service since 1999. | Member FDIC | |
Explore Our CD Guides
Not sure which CD term is right for you? These articles can help you compare your options before you open an account.
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Banking That Puts People First
Lady Bear Legend Jackie Stiles Shares Her Playbook for Financial Wins
The Missouri State University Hall of Famer knows what it takes to win — on the court and with your money. Now she's teamed up with OMB to show how our tools and products can help you take control, make smart moves and score big with your finances.
Loans Built Around Real Needs
Whether you’re buying a home, growing a business or supporting an agricultural operation, OMB Bank offers lending solutions designed around your goals, timeline and long-term plans.
Home Loans
From first homes to refinancing, our mortgage team provides clear guidance and steady support through every step of the home loan process.
Business Loans
Support growth, operations and expansion with business financing shaped around how your company operates today and where you want it to go.
Ag Loans
Financing solutions for land, equipment and operations—built with an understanding of seasonal cycles and the long-term nature of agriculture.
MONEY TIPS
How the FIRE Movement is Revolutionizing Financial Planning
Millennials are often wrongly considered less concerned and savvy with their finances compared to their parents and grandparents. The FIRE movement is breaking stereotypes and transforming younger generations and their financial future.
A Single Parent’s Guide to Financial Stability
Being a single parent means carrying both the day-to-day financial responsibilities and the long-term planning for your family. This guide explores practical ways to manage money, build savings, prepare for the unexpected, and create greater financial stability without trying to do everything at once.
How FDIC Insurance Protects Your Money (and When It Doesn't)
Most people know that FDIC insurance helps protect their money, but fewer understand exactly what is covered and what isn't. Understanding FDIC insurance limits, eligible accounts and common misconceptions can help you make informed decisions and ensure your funds remain protected.