Lock In Your CD Rate & Start Earning Today
Grow your savings with OMB Bank's high-yield certificates of deposit. Our CD rates are market competitive, FDIC insured and available in a range of flexible terms to help you meet your financial goals. Enjoy 4.05% APY* on a 3-month CD or 3.91% APY* on a 9-month CD anytime, plus great rates on these limited-time specials! Minimum deposit: $1,000. No setup or maintenance fees.
Open your CD online or at any of our convenient branch locations with a simple, secure application process that lets you choose your term and get started in minutes.
SHORT TERM
7 Month CD Special
MEDIUM TERM
13 Month CD Special
LONG TERM
27 Month CD Special
Banking Solutions for Every Stage
From everyday checking plus digital banking to home loans and treasury services, OMB Bank offers flexible solutions designed to fit how you bank today.
Checking Accounts
Simple, flexible checking options designed for how you spend, save and manage money.
Home Loans
Local expertise and personalized guidance for buying, building or refinancing a home.
Treasury Services
Cash management and treasury solutions that help businesses operate more efficiently.
Find Your Fit
Answer a few quick questions to find the right checking, savings or CD account for you.
Lady Bear Legend Jackie Stiles Shares Her Playbook for Financial Wins
The Missouri State University Hall of Famer knows what it takes to win — on the court and with your money. Now she's teamed up with OMB to show how our tools and products can help you take control, make smart moves and score big with your finances.
Banking Solutions Designed Around You
Whether you’re saving with competitive CDs, buying a home or managing a business, OMB Bank offers flexible banking solutions designed to meet you where you are.
From everyday checking and savings to home loans, business banking and treasury services, OMB Bank combines modern digital access with relationship-driven service. Explore your options, compare accounts or let us help you find the right fit.
Banking That Puts People First
Loans Built Around Real Needs
Whether you’re buying a home, growing a business or supporting an agricultural operation, OMB Bank offers lending solutions designed around your goals, timeline and long-term plans.
Home Loans
From first homes to refinancing, our mortgage team provides clear guidance and steady support through every step of the home loan process.
Business Loans
Support growth, operations and expansion with business financing shaped around how your company operates today and where you want it to go.
Ag Loans
Financing solutions for land, equipment and operations—built with an understanding of seasonal cycles and the long-term nature of agriculture.
Your Financial Roadmap for Every Life Stage
Explore practical steps, smart tools and key strategies to navigate major milestones—from first jobs to retirement and beyond.
Community Banking Made Better
MONEY TIPS
CVV Number: What It Is and Why It Matters
Wondering what the CVV on your debit or credit card means? Here’s how it works and why it adds an extra layer of security.
6 Simple Ways to Improve Your Financial Confidence
Financial confidence is built through clarity, planning, and steady habits—not perfection. By focusing on a few practical steps, you can reduce stress, make decisions with greater ease, and feel more in control of your financial future.
How to Plan for Large Purchases Without Going into Debt
Large purchases can be exciting, but they can also put pressure on your finances if not carefully planned. The good news is that with the right strategy, it’s possible to prepare for big expenses without relying on high-interest debt.