OMB Bank Named an American Banker 2026 Top-Performing Bank
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Lock In Your CD Rate & Start Earning Today
All OMB Bank featured CDs can be opened online nationwide or at any OMB Bank branch.
| Term | APY* |
|---|---|
| 3 months | 4.05% |
| 5 months | 4.35% |
| 7 months | 4.10% |
| 9 months | 4.15% |
| 13 months | 4.31% |
| 18 months | 4.31% |
| 27 months | 3.50% |
| Rates subject to change and accurate as of September 25, 2026. OMB Bank is a Missouri-based community bank offering nationwide online account opening and local branch service since 1999. | Member FDIC | |
Explore Our CD Guides
Not sure which CD term is right for you? These articles can help you compare your options before you open an account.
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Banking That Puts People First
Lady Bear Legend Jackie Stiles Shares Her Playbook for Financial Wins
The Missouri State University Hall of Famer knows what it takes to win — on the court and with your money. Now she's teamed up with OMB to show how our tools and products can help you take control, make smart moves and score big with your finances.
Loans Built Around Real Needs
Whether you’re buying a home, growing a business or supporting an agricultural operation, OMB Bank offers lending solutions designed around your goals, timeline and long-term plans.
Home Loans
From first homes to refinancing, our mortgage team provides clear guidance and steady support through every step of the home loan process.
Business Loans
Support growth, operations and expansion with business financing shaped around how your company operates today and where you want it to go.
Ag Loans
Financing solutions for land, equipment and operations—built with an understanding of seasonal cycles and the long-term nature of agriculture.
MONEY TIPS
How to Read a Bank Statement and Better Understand Your Finances
Your bank statement may look like a long list of transactions and numbers, but it's actually one of the simplest tools you have for understanding where your money is going. Taking a few minutes to review it each month can help you catch unauthorized transactions, identify unnecessary fees, track spending and make more informed financial decisions.
Money Market vs. High-Yield Savings Account: Which Is Right for You?
Trying to decide between a money market account and a high-yield savings account? Learn how each works, compare their features, and discover which option may be the best fit for your savings goals.
How the FIRE Movement is Revolutionizing Financial Planning
Millennials are often wrongly considered less concerned and savvy with their finances compared to their parents and grandparents. The FIRE movement is breaking stereotypes and transforming younger generations and their financial future.