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OMB High Interest Checking

Make your money work for you with our popular OMB High Interest Checking account. With a competitive rate, no monthly service fees and a free debit card, it's the checking account you've always wanted.

  • Earn up to 2.01% APY*

  • $25 opening deposit

  • No minimum balance

  • No monthly service fees

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Why an OMB High Interest Checking account?

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.


Debit Card Benefits

Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® network. Free for any OMB checking customer.

  • Unlimited ATM withdrawals at any OMB or MoneyPass® ATM
  • Easily manage with our secure mobile apps
  • Register your card with Mastercard® SecureCode™ for added shopping security

High Interest Checking: How It Works

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Meet your perfect household checking account

If you're in the market for a useful checking account to receive direct deposits, pay your bills and transfer funds in and out, it doesn't get better than this.

An OMB online checking account debit card

Swiping Made Better

Find 24/7 access to surcharge-free ATMs nationwide via the MoneyPass® ATM network. Free for any OMB customer with a personal checking account.

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

Download on the App StoreGet it on Google Play
Jack Henry Mobile app dashboard mockup



More help

What does it mean if I receive a hold on my account after I’ve made a deposit?

How do I place a stop payment on a personal check?

How do I change my address?

What should I do if my debit card is lost or stolen?

Where can I find my account number?

What is my routing number?

OMB's routing number is 086518891.

Not sure which account is right for you?