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OMB High Interest Checking

Earn up to 2.01% APY* with OMB High Interest Checking, an interest-bearing checking account designed to help you earn more on your everyday balances. Enjoy convenient access to your money with online banking, mobile banking, bill pay and a free debit card. With no monthly service fees, no minimum balance requirement and just a $25 opening deposit, it’s an easy way to earn interest while managing your day-to-day finances.

  • APY: Up to 2.01% annual percentage yield

  • Minimum Deposit: $25

  • Minimum Balance: No minimum required

  • Monthly Fees: No monthly service fees

  • Debit Card: Free Visa® debit card included

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Why Choose OMB High Interest Checking?

Earn interest on your everyday balances while enjoying the convenience and flexibility of a full-featured checking account.

Image of the OMB Consumer debit card. Debit card has dark navy background with drop shapes in different colors such as teal lime and blue

Visa® Debit Card & Convenient ATM Access

Access your money whenever and wherever you need it with a free OMB Visa® debit card, secure digital tools and the nationwide surcharge-free MoneyPass® ATM network. 

Your OMB Bank debit card makes everyday banking simple. Make purchases in-store or online, withdraw cash at thousands of MoneyPass® ATMs nationwide without surcharge fees and manage your card through digital banking. Added security features help protect your account while giving you convenient access to your funds 24/7.

KEY BENEFITS

High Interest Checking: How It Works

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EVERYDAY USE

Meet your perfect household checking account

If you're in the market for a useful checking account to receive direct deposits, pay your bills and transfer funds in and out, it doesn't get better than this.

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

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MONEY TIPS

NEED HELP?

More help

What does it mean if I receive a hold on my account after I’ve made a deposit?

How do I place a stop payment on a personal check?

How do I change my address?

What should I do if my debit card is lost or stolen?

Where can I find my account number?

What is my routing number?

OMB's routing number is 086518891.