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Our Personal Loan Options

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Auto Loans

Got your eye on a sweet ride? New or used, we'll help you get behind the wheel fast.
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Personal Loans

Competitive fixed rate loans and customized repayment terms for a wide range of personal needs.
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Why personal loans from OMB?

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.

MONEY TIPS

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APR vs. APY: What’s the Difference and Why Does It Matter?

APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.

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The Basics of Interest Rates: How They Affect Loans and Savings

Interest rates may feel like just another number set by the Federal Reserve, but they ripple through nearly every aspect of personal finance.

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Choosing Your Banking Partner in Kansas City and Beyond

Kansas City has options—make sure your bank is the right one. From mobile tools to community connection, here’s how to find a financial partner that works for you.

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