ONLINE HIGH INTEREST SAVINGS ACCOUNT RATE
Explore Today's Competitive Rates
The Annual Percentage Yield (APY), which is the effective annual rate of return including the effect of compounding interest, and the savings account interest rate listed below are effective as of today's date for the ZIP code entered.

More Than a Place to Park Your Money
OMB's High Interest Online Savings Account is more than just a place to put your money. With a highly competitive annual percentage yield, you'll earn more interest in 5 weeks than you would in one year with a big bank's savings account rate.
With convenient online account opening, you can be saving more by the time the commercial break of your favorite TV show is over. Plus enjoy free online and mobile banking that lets you keep tabs on your balance anytime and anywhere!
Plan for Anything
Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.
Online High Interest Savings Account Explained: How It Works
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.


MONEY TIPS

How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.

Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.

APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.
