Products & Services
Growing your farm or ready to boost your checking or savings in and around Buffalo? Here are a few things we do really well to help you grow your savings, help with your ag business, and manage your finances with the latest tools.
Ag Loans
Whether you're starting out in the agriculture industry or you're a seasoned pro ready to grow your operation, OMB has specialized ag loans, accounts, and services to help you get where you want to go. Plus, we offer Farm Service Agency (FSA) loans, a program from the U.S. Department of Agriculture.
Personal Checking
With accounts like our OMB High Interest and Stock Rewards Checking accounts, we make it easier than ever to manage your funds - all while earning the interest and rewards you want.
CDs & Savings
Everyone likes to earn more, and with OMB's competitive Savings and CD rates, you can. Save with OMB and watch your money work for you.
Business Checking
OMB proudly offers a full suite of business accounts - whatever your business size and needs, we've got the perfect account for you.
Meet Our Buffalo Team
From every branch lobby to the executive team, every member of Team OMB is invested in making our communities better. One customer and one interaction at a time. As a locally owned bank since 1999, we’re proud to say we know your name, know your story, and love your community — because it's our community, too.
Harness the Power of Mobile Banking
OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!
Your 24/7 Personal Digital Branch
Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.
MONEY TIPS
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.
The Basics of Interest Rates: How They Affect Loans and Savings
Interest rates may feel like just another number set by the Federal Reserve, but they ripple through nearly every aspect of personal finance.
Choosing Your Banking Partner in Kansas City and Beyond
Kansas City has options—make sure your bank is the right one. From mobile tools to community connection, here’s how to find a financial partner that works for you.
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Who is OMB Bank?
OMB Bank is a community financial institution with approximately $1.4 billion in total assets that operates with a steadfast commitment to empowering the communities we serve.