Cover Major Expenses
Pay for the things you need at the competitive rate you want with our personal bank loan options. Take care of unexpected vehicle repairs or surprise expenses without dipping into your savings, or just take a much needed vacation.
- Start a new hobby
- Outfit a game room
- Go on vacation
- Consolidate debt
Purchasing Power Tailored for You
We believe you deserve a credit card with fair fees and rates that reflect your lifestyle. Choose our no annual fee credit card with two card options to choose from: A low rate card with a 2.9% introductory rate for the first 6 months or a rewards card with an introductory rate at 2.9% for the first 6 months.
Plus, you control which day of the month you want to make your payment. You can relax knowing your credit card is tailored to your needs.
Mastercard® Preferred Points card
Mastercard® Low Rate Card
MONEY TIPS
How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.