For When You Find the Perfect Spot
Whether you've outgrown your old space, or you're searching for the perfect place to get your newest venture off the ground, our local lenders will work hard to get you where you want to go.
Long-term fixed rate commercial real estate loan options available
Variable rate commercial real estate loan options available with balloon payments
Full amortization schedules to accommodate monthly cash flow
Local decision-making & processing
MONEY TIPS
How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.