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Business Interest Checking

Enjoy spending flexibility for your business while earning interest with an OMB business interest checking account.

  • No minimum balance requirements

  • $500 minimum deposit to open

  • $10 monthly service fee

  • Full suite of business services available

Gray ahired business lady standing next to boardroom table speaking to small diverse audience
a computer screen is showing the OMB online banking dashboard

Higher Balances Earn Higher Rates

Getting a good return on your money isn't just for savings accounts. This commercial account with competitive, tiered rates provides your business spending flexibility while earning interest too. Get unlimited monthly transactions at a low per-item fee, plus free online banking.

  • Interest-bearing account; paid monthly on the daily balance

  • Unlimited monthly transactions available at low per-item fees

  • Receive an earnings credit to offset or minimize monthly fees incurred

Why an OMB Business Interest Checking account?

You’ll find these benefits at any OMB branch or 24/7 online and on your phone.

Free check images
provided monthly

Free business online banking
& bill pay

Free eStatements

Free business
debit card

Because We Live Here, Too

Business Banking Experts

Business Overdraft Services

OMB Bank offers our business checking account customers the convenience of overdraft privilege and other standard lines of credit, as well as automatic account transfers for overdraft protection. Ask an OMB banker how you may qualify for these services — come into any branch today.

Old Missouri Bank Business Debit Card mockup

Business Debit Cards

Equip your business with easy purchasing power. Make purchases and track business expenses with our free MasterCard® business debit card. Always have direct access to a designated account balance - plus, the power to make purchases around the globe, around-the-clock. Multiple cards can be issued and pre-set employee limits as needed.

  • Free with any OMB business account
  • 24/7 access to funds with unlimited withdrawals at any OMB or MoneyPass® ATM
  • Register your card with MasterCard® SecureCode™ for added shopping security

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

Download on the App StoreGet it on Google Play
Jack Henry Mobile app dashboard mockup

Money Tips


More help

What other business services are offered at OMB?

How do I order or replace my business debit card?

What are the ACH services offered?

How does business mobile banking work?

How do I apply for a business checking account?

Does OMB offer remote deposit capture to business customers?

Not sure which account is right for you?