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Sheree Howerton

Mortgage Loan Officer, Carthage area | NMLS# 454361

Sheree Howerton can help families and first-time homebuyers secure conventional, FHA, USDA, VA and jumbo home loans.

Sheree Howerton has more than 35 years of banking experience, with nearly 25 as a mortgage lender. Whether it's your first home or forever home, Sheree and the OMB mortgage team can help.

Ready to apply or pre-qualify for your home loan? It's quick, easy and available online!

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Find the Right Home Loan Option for You

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Home Mortgage Loans

Buying a home might be the largest purchase you ever make. Do it with a lender and bank you trust.
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Home Equity Line of Credit

Use the equity in your home to open a revolving credit line for all kinds of needs.
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Home Equity Loan

Finance home improvements and more with a handy home equity loan.

The Path to Homeownership

Buying a home is likely the largest purchase you'll ever make. Uncomplicate the process with our interactive & comprehensive guide that covers everything you need to know from start to finish.

Click to read Handbook to Buying a Home

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.

Understanding the Mortgage Process

We've got everything you need to know from applying to closing in one convenient place.

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More help

What is the difference between a hard and soft credit inquiry?

How do I apply for a loan through OMB?

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