Skip to Main Content

Home Mortgage Loans

Experience matters, especially when it comes to buying a home. Our home mortgage loan originators are always available to ease any worries along the way, plus local decisions and underwriting for a more streamlined process.

  • Competitive rates

  • Free pre-qualification

  • Local decision-making & processing

Smiling couple unloading moving boxes from trunk of SUV
Smiling woman in teal sweater using tablet on couch

Mortgage Options

Find home mortgage loan options for primary residence, second homes, vacation homes, or investment properties.

  • Fixed rate conventional mortgages
  • Adjustable rate mortgages (ARMs)
  • VA loans
  • FHA loans
  • USDA rural housing loans
  • Investment property loans
Young Caucasian couple embracing in front of a brick house with MHDC logo in lower right corner

MHDC Certified Lender

OMB's extensive residential lending offerings now include programs through the Missouri Housing Development Commission, designed to help out first-time homebuyers when purchasing a home.

OMB is proud to be accredited with the MHDC to offer a variety of programs designed to help first-time homebuyers and United States veterans. These programs provide assistance for things such as down payments, closing costs, income limit flexibility and mortgage credits.

MHDC programs offered by OMB include:

  • First Place Loan Program
  • Next Step Program

Meet Our Lenders

With decades of experience, our mortgage loan originators can help you through every step of the home ownership process.

Build It
Construction worker marking blueprints in house build

Construction Loans

Make sure your home is exactly as you envisioned by building it yourself. Our construction loans offer the affordability and flexibility you need to get your homebuilding project started — and finished.

  • Available for primary residence or second home construction
  • Pay off interest quicker with interest-only payments during construction phase
  • Payments are made on the amount drawn on your loan sufficient to pay your builder
  • Construction draws applied in stages based on work completed

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.

Contact Us for Current Rates

Currently the mortgage rate environment is in constant fluctuation, as we're sure you know. That's why we encourage you to contact one of our mortgage loan originators for accurate and up-to-date rate information. Thank you for understanding and we look forward to speaking with you soon!

An Old Missouri Bank animation of a crossed pair of flags



Get More Help

What are your mortgage rates?

What is the difference between a hard and soft credit inquiry?

How long does it take to receive a credit decision?

What types of credit products does OMB offer?

How do I apply for a loan through OMB?

What’s the difference between a secured and unsecured loan?

Not sure which account is right for you?