Lock In Your CD Rate & Start Earning Today
Grow your savings with OMB Bank's high-yield certificates of deposit. Our CD rates are market competitive, FDIC insured and available in a range of flexible terms to help you meet your financial goals. Open your CD online or at any of our convenient branch locations with a simple, secure application process that lets you choose your term and get started in minutes.
Lock in 4.11% annual percentage yield on a 3-month traditional CD or take advantage of our limited-time specials! Minimum deposit: $1,000.
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Checking Accounts
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Find Your Fit
Not sure what you need? Try our quiz to get matched with the perfect account for you.
Lady Bear Legend Jackie Stiles Shares Her Playbook for Financial Wins
The Missouri State University Hall of Famer knows what it takes to win — on the court and with your money. Now she's teamed up with OMB to show how our tools and products can help you take control, make smart moves and score big with your finances.
Because we live here, too.
Loan Options That
Work for You
Whether you’re buying a home or expanding your operation, Team OMB is here to help with loans tailored to your personal, business, or ag-specialized needs. We’re ready to help find the right option for you.
For You and Your Family
Buying a home might be the largest purchase you ever make. Do it with a lender and bank you trust.
For Your Business
Supporting local businesses like yours matters to us, because we live here, too.
For Your Farm
Finance your operations with local lenders who understand your needs.
Your Financial Roadmap for Every Life Stage
Explore practical steps, smart tools and key strategies to navigate major milestones—from first jobs to retirement and beyond.
MONEY TIPS
How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.