Privacy Policy
Customer Notice

Why?

Financial companies choose how they share your personal information. Federal law gives consumer the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. the information include: Social Security number and account balances; payment history and credit history; overdraft history and account transactions

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies share their customers' personal information; the reason OMB BANK chooses to share; and whether you can limit this sharing.

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes - information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don't share

To limit our sharing

Mail the form below. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call (888) 662-2443 or go to www.ombbank.com

Who is providing this notice?

OMB Bank

How does OMB BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We maintain physical, electronic and/or procedural safeguards that comply with federal standards to guard your nonpublic personal information.

How does OMB BANK collect my personal information?

We collect your personal information, for example, when you: Open an account or apply for a loan; use your credit or debit card or make deposits or withdrawals from your account; make a wire transfer. We also collect your personal information from others, such credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness; affiliates from using your information to market to you; sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account - unless you tell us otherwise.

Affiliates

Companies related by common ownership or control. They can be financial or nonfinancial companies: Our affiliates include financial companies, such as JamesMark Bancshares, Inc., our parent company and Old Missouri Financial Services.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies: OMB BANK does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you: OMB BANK doesn't jointly market.

OMB BANK reserves the right to disclose any nonpublic, personal information about our customers or former customer as necessary to provide services or as otherwise permitted or required by law.