Keep Your Business Flexible
Additional capital or updated equipment can benefit your business growth and give you a competitive edge without eating into your existing capital.
Competitive rates to provide you with a constant source of working capital
- Flexible, short-term business equipment loans and lines of credit options available
Gives your business more flexibility to take advantage of opportunities
Flexible repayment terms that your business will be comfortable with
Helpful loan advisors to guide you every step of the way
Stay Ahead of the Competition
We offer flexible, short-term business equipment loans and lines of credit with maturities of up to one year. Loans are available with a variety of terms and structures to support your cash or equipment needs.
Purchase a variety of new or used assets:
Manufacturing, printing or distribution equipment
Heavy-duty trucks/vehicles
Machine tools or other production equipment
Agribusiness equipment
Computers and technology
MONEY TIPS
How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.