
Financing Options to Fit Your Needs
Get the cash your company needs to take care of business. We offer competitive rates to pay for a wide range of business expenses — from working capital to equipment upgrades. Talk with our local lenders to find a loan that fits your needs.
- Commercial vehicles
- Equipment and machinery
- Facility improvements
- Working capital

Easy Access for Ongoing Needs
When you have ongoing financing needs, a revolving line of credit is an affordable and convenient option. Competitive rates for a wide range of long-term or seasonal business needs.
Provides greater financial flexibility
Repayment customized based on your business’s unique needs
Funds available right as you need them; apply once then use again as needed
Revolving credit – as principal is repaid, more becomes available for use
Only pay interest on the part that's used
MONEY TIPS

Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.

APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.

The Basics of Interest Rates: How They Affect Loans and Savings
Interest rates may feel like just another number set by the Federal Reserve, but they ripple through nearly every aspect of personal finance.