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Working Capital & Farm Equipment Loans

Additional capital or updated machinery with a farm equipment loan can benefit your farm's growth and give you a competitive edge without eating into your existing capital.

  • Competitive rates

  • Flexible repayment terms

  • Local decision-making & processing

Joey Orr standing outdoors with young female farmer
Portland Lewter standing with a farmer and a clydesdale on a horse farm

Stay Flexible with a Working Capital Loan

Our tailored loans and lines of credit are available with a variety of terms to support your cash or equipment needs.

  • Competitive rates for a constant source of working capital

  • Flexible, short-term loans and lines of credit
  • Flexible repayment terms

  • Helpful loan advisors to guide you every step

Austin Mooneyham standing in a cow pasture with a male and female farmer

FSA Guaranteed Loans

The Farm Service Agency, a program from the U.S. Department of Agriculture, offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.

  • Designed to help new and established family-sized farms receive financing

  • Competitively low rates to meet a wide range of agricultural needs
  • Two types of farm operating loans available
  • Credit approval required

  • Helpful loan advisors to help guide you every step of the way



Get more help

What is the difference between a hard and soft credit inquiry?

What types of credit products does OMB offer?

How do I apply for a loan through OMB?