Stay Flexible with a Working Capital Loan
Our tailored loans and lines of credit are available with a variety of terms to support your cash or equipment needs.
Competitive rates for a constant source of working capital
- Flexible, short-term loans and lines of credit
Flexible repayment terms
Helpful loan advisors to guide you every step
FSA Guaranteed Loans
The Farm Service Agency, a program from the U.S. Department of Agriculture, offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.
Designed to help new and established family-sized farms receive financing
- Competitively low rates to meet a wide range of agricultural needs
- Two types of farm operating loans available
Credit approval required
Helpful loan advisors to help guide you every step of the way
MONEY TIPS
How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.