Beginning Farmer Program

The Beginning Farmer Down Payment Loan program provides credit opportunities to eligible family farm and ranch operators and owners who have been in business less than 10 years. This special loan program assists underserved and beginning farmers in purchasing a farm. Retiring farmers may use this program to transfer their land to future generations.

  • Program for qualified beginning farmers to purchase farms

  • Applicant must make 5-10% cash down payment

  • Farm Service Agency directly lends 45% of purchase price or a maximum of $225,000 with a low fixed interest rate

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