Home ownership

A couple flipping through paperwork with a house figurine on the desk and a small potted succulent

When Does Refinancing Your Mortgage Make Sense?

Refinancing your mortgage can lead to lower payments, better terms or faster payoff—but timing is everything. Learn when it’s the right move and what to consider before you act.

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Is It Better to Rent or Buy a House in Today’s Market

With high mortgage rates and stable rent prices this summer, deciding to rent or buy depends on your financial situation, goals and long-term plans.

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Preparing Your Finances for Buying a House

Whether you’re a first-time buyer or upgrading to your dream home, laying a strong financial foundation is essential. Here are some practical steps to prepare your finances for buying a house.

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Knowing When It’s Time to Sell Your Home

Discover when to sell your home with OMB Bank’s comprehensive guide covering market trends, financial considerations, lifestyle changes and home improvements to help you make an informed decision for maximizing your profit.

A backyard patio space with a fire pit, string lights, and couch

7 Ways to Give Your Backyard Space a Makeover on a Budget

Learn how to transform your backyard into the space of your dreams – on a budget!

The Home Mortgage Process Explained

Whether it’s your first home purchase or you just need a refresher, buying a home can seem daunting. Here’s a handy step-by-step guide to help walk you through the home mortgage process.

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Top 5 Red Flags to Look for When Shopping for a Home

Learn some of the most important red flags to keep an eye out for when shopping for your home.

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5 Myths About Home Mortgages Busted

Discover the reality behind five of the most common home mortgage myths. As a seasoned mortgage loan officer, I debunk five misconceptions that often hold potential homebuyers back.

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Consider These 3 Factors When Buying Your First Home

Take some of the guesswork out of buying your first home by considering these three important factors.

Wide shot of Grand Falls in Joplin, Missouri surrounded by trees under a blue sky

Why You Should Buy a Home in Jasper County

If you’re looking for a new home and want access to the city life while maintaining a small-town feel, look no further than Jasper County, Missouri.

Hands holding a calculator, typing numbers with a miniature house model, stack of coins, and paperwork in the background.

How to Choose the Right Home Equity Product for You

Home equity loans and lines of credit are the two most common credit tools backed by the equity in your home. How do you know which to choose? Let’s explore the options.