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Jennifer Davis

Consumer Loan Officer | NMLS# 2306032

Jennifer Davis knows lending in the Ash Grove area and beyond better than anyone.

She joined OMB Bank in 2022 after serving with the U.S. Department of Agriculture, bringing deep experience in both government and local finance. Today, she helps individuals and families navigate the world of consumer lending with confidence and clarity.

Whether you’re buying a car, consolidating debt, covering unexpected expenses or financing a major purchase, Jennifer takes the time to understand your situation and match you with the right loan solution. Her goal is simple: To make borrowing straightforward, stress-free and tailored to your life.

From competitive rates to fast, local decisions, Jennifer and our consumer lending team are here to help you move forward—one smart step at a time. This is community banking, built around you.
 

Jennifer Davis wearing white shirt with light brown blazer on a lime green background
Jennifer Davis standing in front of mural in Ash Grove
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MONEY TIPS

How to Build an Emergency Fund from Scratch

Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.

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OMB's Director of Treasury Services Ashlee Radford and Treasury Services Officer Devon Angus

Why Local Businesses Choose OMB Bank for Treasury Services

At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.

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This image illustrates the concept of financial growth and interest rates, featuring charts, percentages, and analytical tools like a calculator, glasses, and pencils.

APR vs. APY: What’s the Difference and Why Does It Matter?

APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.

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