Skip to Main Content

Bump Up CD

Unsure about locking in your CD rate for the entire term when you think rates may go up? With OMB's Bump-Up CD special, you have the power to increase your rate and APY once so you don't miss out on a higher rate.

Curious how it works? Check out our explainer article for details.

  • Rate that starts at 5.05% APY*

  • Bump up your rate as the market improves

  • No setup or maintenance fees

  • $1,000 minimum deposit


If you exercised the bump up on OMB's Bump Up CD today, your rate would be 5.58% APY*. Check out our 15 month Bump Up CD Special!

Want to know more about how a bump up CD works? Our explainer article has everything you need to know. And if you want to see exactly how much your CD will earn, we've got a calculator for that.

An Old Missouri Bank animation of a house plant with a dollar sign on one of the leans
Bump Up Your Rate

Save More

Get the security of a traditional CD with the added bonus of bumping to a higher rate once during the life of the CD.

CD’s lock away cash at a competitive, fixed rate. With OMB’s Bump-Up CD, you can enjoy an even higher yield as market rates go up. So lock in your savings at a great rate — and watch your earnings grow even faster.

Want to enjoy the benefits of a CD plus maintain liquidity in your funds? Check out our no-penalty CD, the best of both worlds!

Watch Your Savings Grow at OMB

Pro-tip: Don't miss out on rising rates with a bump-up CD.

Everyone Likes to Feel Special

Our CD specials are designed to help you take advantage of the best rates available - but hurry, they're only for a limited time!

An Old Missouri Bank animation of fireworks EARN MORE

Bump Up CD

Boost your APY when rates go up with a Bump Up CD.
An Old Missouri Bank animation of a lightbulb KEEP ACCESS

No-Penalty CD

Grow your earnings risk-free & maintain access to your funds.
An Old Missouri Bank animation of a house plant with a dollar sign on one of the leans BEST AVAILABLE

High-Yield Special

Earn our highest rate without locking up your funds up for long.

Bump-Up CDs Explained: How They Work

a young african american woman is sitting in a kitchen wearing a black shirt with a white best and looking at her iPad

Bump up your rate once before maturity

OMB's bump-up CD is ideal for savvy investors who are hesitant to commit their funds because rates may go up further. If they do, all you have to do is request a rate increase any time before maturity.

Plan for Anything

Our 40+ free financial calculators can help you finesse your budget, compare borrowing costs, forecast earnings and so much more.

An Old Missouri Bank animation of a magnifying glass scanning a document

Stay connected.

Want us to contact you about opening one of our CD specials?

Simply select the location you find most convenient and submit this brief form. If you don't know, or live outside Southwest Missouri, that's OK, too! Someone will reach out to you quickly - it's that easy!

Harness the Power of Mobile Banking

OMB's industry-leading mobile banking app puts you in control of your finances in powerful new ways. Check balances, transfer funds, pay bills, deposit checks, even chat live with our friendly staff directly in the app. With enhanced digital banking features and online security, you'll wonder how you ever lived without it. Download it now!

Your 24/7 Personal Digital Branch

Payments are fast, safe and easy thanks to Zelle®. Pay your family and friends or request money regardless of where they bank.

Download on the App StoreGet it on Google Play
Jack Henry Mobile app dashboard mockup



Get More Help

Who is OMB Bank?

Where can I find my account number?

What is my routing number?

OMB's routing number is 086518891.

How does mobile banking work?

How do I change or reset my online banking password?

What should I do if my debit card is lost or stolen?

Not sure which account is right for you?