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4.00% APY* 7-Month High-Yield CD Special

Earn 4.00% APY* on a 7-month, short-term certificate of deposit from OMB Bank. This high-yield CD special offers a competitive short-term rate with a fixed return, making it a strong option for savers looking for some of the best short-term CD rates available. This 7-month CD special is available in-branch or online and insured by the FDIC up to the maximum amount.
 

  • APY: 4.00% annual percentage yield

  • Term: 7-month short-term certificate of deposit

  • Minimum deposit: $1,000

  • Fees: No setup or maintenance fees

  • Availability: Open online or at any OMB branch

  • Rate effective date: January 9, 2026

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EARN MORE
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Enjoy a High Rate with a Term that Fits Your Life

Get the security of a traditional CD with the added bonus of a high yield.

CD’s lock away cash at a fixed rate. With OMB Bank’s limited-time high-yield 4.00% APY* 7-month CD special, you can enjoy a highly competitive rate and a shorter term to better fit your needs. It’s a simple, secure way to grow your money with confidence. Open your CD today online or in-branch and start earning predictable returns while keeping your financial goals on track.

This 4.00% APY* 7-month CD special is considered a short-term certificate of deposit and may appeal to customers comparing the best short-term CD rates currently available nationwide. For even more impact, try this CD as part of a CD laddering strategy.

Watch Your Savings Grow at OMB

Current Limited-Time CD Specials

Our CD specials feature promotional rates on select certificate of deposit terms, available for a limited time. Compare current CD special offers below to find the term and rate that best fit your savings goals. Consider using CDs as part of a CD laddering strategy to balance flexibility and returns.

An Old Missouri Bank animation of a house plant with a dollar sign on one of the leans SHORT TERM

9 Month CD Special

Earn 3.90% APY on a 9-month certificate of deposit, offering a fixed rate for a short-term savings option.
An Old Missouri Bank animation of a house plant with a dollar sign on one of the leans MEDIUM TERM

13 Month CD Special

Earn 3.80% APY on a 13-month certificate of deposit, offering a fixed rate for a mid-term savings option.
An Old Missouri Bank animation of a plant growing money flowers LONG TERM

27 Month CD Special

Earn 3.50% APY on a 27-month certificate of deposit, offering a fixed rate for a long-term savings option.

CDs Explained: How They Work

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SAFE SAVINGS

A proven way to save smarter

Financial institutions have been issuing certificates of deposit since the early 1800s. Even today, the safety that comes with a guaranteed rate of return for this term deposit account just can't be beat.

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GET IN TOUCH

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