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Personal Credit Cards Made Simple

Use credit with confidence for everyday spending, backed by straightforward terms, flexible options and support when you need it. Choose from multiple Mastercard® options designed to match how you spend.

  • No annual fees & no added costs

  • 2.9% introductory APR* for the first 6 months

  • Low ongoing rates & generous credit lines

  • Built-in protections & cardholder benefits

Choose the Card That's Right for You

Platinum personal credit card with OMB logo and Mastercard logo
CARD OPTIONS

Three Mastercard® options, each designed for different needs

From low rates to everyday rewards and added benefits, you’ll find a card designed to match how you spend and what matters most to you.

SMART SPENDING

Spend with Confidence

Use your card with confidence, backed by straightforward terms, flexible options and built-in tools to help you stay in control of your spending.

Choose from three no-annual-fee Mastercard® options designed to match how you spend. With features like mobile wallet compatibility, account alerts and added protections, you’ll have the convenience and security you need for everyday purchases.

Key card features include:

  • Mobile wallet ready for tap-to-pay convenience
  • Real-time alerts for purchases and unusual activity
  • Built-in protections for added peace of mind
  • Digital access to manage your account anytime

MONEY TIPS

NEED HELP?

More help

What is the difference between a hard and soft credit inquiry?

What types of credit products does OMB offer?

How long does it take to receive a credit decision?