Local Experts
On a farm, there's hard work, then there's even harder work. We can help lighten your load. Get the funds you need to grow your farm or agri-business with an ag loan.
- Working capital
- Equipment
- Livestock
- Inventory
- Vehicles
- Irrigation systems
There When You Need It
Seasonal changes can sometimes be unpredictable. A revolving line of credit provides a safety net for your farm or agri-business whenever you need it.
- Competitive rates for a wide range of long-term or seasonal business needs
- Repayment customized to the unique needs of your business
- Funds available right as you need them
- Revolving credit - as principal is repaid, more becomes available for use
- Only pay interest on what's used
MONEY TIPS
How to Build an Emergency Fund from Scratch
Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.
Why Local Businesses Choose OMB Bank for Treasury Services
At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.
APR vs. APY: What’s the Difference and Why Does It Matter?
APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.