FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Early Payday

Get your money faster with Early Payday at OMB. There's no charge or enrollment necessary - it's automatic when you have qualifying direct deposits to your OMB checking or savings accounts.

  • Get your paycheck or government payments up to two days early

  • Eligible direct deposits automatically arrive sooner - free of charge

  • Stay up-to-date on deposit activity with free online or mobile banking

women wearing a teal coat is sitting down outside smiling and looking at her phone in one hand while holding a coffee in the other hand

Why Early Payday at OMB?

Once we receive the info about your incoming direct deposit from your payor, we'll make the funds available to you up to two days earlier than scheduled. It pays (early) to bank with OMB!

Frequently Asked Questions About Early Payday

3 business women standing outside having a conversation
ANSWERS

Get Paid Sooner at OMB

Why would OMB want you to have access to your own direct deposits early? Why wouldn't we! Here's answers to common questions about this free and fantastic service.

Simple, Easy, Better

We’ve designed our digital tools and services with the user experience top-of mind. That’s why you’ll find our digital banking services to be user-friendly and simple to understand. With a polished interface and a customizable dashboard, you can keep your layout personalized and organized.

MONEY TIPS

How to Build an Emergency Fund from Scratch

Building an emergency fund is one of the smartest financial moves you can make. It provides a safety net for unexpected expenses, reduces stress and helps you avoid debt when life throws curveballs. In this comprehensive article, we’ll walk you through practical steps to create an emergency fund from the beginning - no matter your income or current savings - and provide strategies for staying consistent even when money is tight.

Read More
OMB's Director of Treasury Services Ashlee Radford and Treasury Services Officer Devon Angus

Why Local Businesses Choose OMB Bank for Treasury Services

At OMB Bank, Treasury Services is about more than numbers - it’s about people. Learn how your business could benefit and how community banking makes all the difference.

Read More
This image illustrates the concept of financial growth and interest rates, featuring charts, percentages, and analytical tools like a calculator, glasses, and pencils.

APR vs. APY: What’s the Difference and Why Does It Matter?

APR and APY may sound similar, but they measure two very different things - and understanding them can help you make smarter financial decisions. Whether you’re comparing loan offers or exploring savings accounts, knowing how these percentages affect what you owe or earn is essential. Learn more in simple terms, with examples to help you see how each one impacts your money.

Read More

NEED HELP?

What does it mean if I receive a hold on my account after I’ve made a deposit?

How do I place a stop payment on a personal check?

What is my routing number?

OMB's routing number is 086518891.

How does mobile banking work?

What are the ACH services offered?

How do I order or replace my debit card?

Not sure which account is right for you?

Take Our Quiz